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🏠HRA Calculator

Calculate HRA Exemption

Calculate House Rent Allowance exemption and tax savings

HRA Details

HRA Summary

HRA calculated. HRA exemption: ₹20,000, Taxable HRA: ₹0

HRA received

₹20,000

HRA exemption

₹20,000

Taxable HRA

₹0

About HRA Calculator

HRA (House Rent Allowance) calculator helps you calculate HRA exemption and taxable HRA. HRA exemption is the minimum of: actual HRA received, rent paid minus 10% of salary, or 50% of salary (metro) / 40% (non-metro).

Frequently Asked Questions

HRA (House Rent Allowance) is a component of salary that provides tax exemption if you live in a rented accommodation. It helps reduce your taxable income.

HRA exemption is the minimum of: (1) Actual HRA received, (2) Actual rent paid minus 10% of salary, (3) 50% of salary (metro) or 40% (non-metro).

For metro cities (Delhi, Mumbai, Kolkata, Chennai), HRA exemption is 50% of salary. For non-metro cities, it is 40% of salary.

If you own a house in the same city where you work, you cannot claim HRA exemption. However, if you own a house in a different city and live on rent, you can claim HRA.