Calculate Lumpsum Investment
Calculate compound interest on your investments
Investment Details
Adjust the sliders to calculate
Growth Over Time
About Lumpsum Investment Calculator
A compound interest calculator helps you calculate the returns on your investments with compound interest. Compound interest allows your money to grow faster as you earn interest on both the principal and accumulated interest.
Formula
A = P(1 + r/n)^(nt)
- A = Maturity Amount
- P = Principal Amount
- r = Annual Interest Rate
- n = Compounding Frequency
- t = Time Period
Frequently Asked Questions
A lumpsum investment is a one-time investment of a large amount, as opposed to regular monthly investments (SIP). It allows you to invest a significant amount at once.
Lumpsum returns are calculated using compound interest formula: A = P(1 + r)^t, where P is principal, r is annual return rate, and t is tenure in years.
Both have advantages. Lumpsum allows you to invest a large amount immediately, while SIP helps in rupee cost averaging and reduces market timing risk.
Returns depend on the investment type. Equity funds may give 12-15% annually, debt funds 6-8%, and fixed deposits 6-7% over long term.