Calculate Credit Card EMI
Convert credit card outstanding to EMI
Credit Card Details
Enter outstanding amount and tenure
Payment Schedule
| Month | EMI | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | ₹8,776 | ₹8,026 | ₹750 | ₹41,974 |
| 2 | ₹8,776 | ₹8,147 | ₹630 | ₹33,827 |
| 3 | ₹8,776 | ₹8,269 | ₹507 | ₹25,558 |
| 4 | ₹8,776 | ₹8,393 | ₹383 | ₹17,165 |
| 5 | ₹8,776 | ₹8,519 | ₹257 | ₹8,647 |
| 6 | ₹8,776 | ₹8,647 | ₹130 | ₹0 |
About Credit Card EMI Calculator
A credit card EMI calculator helps you convert your credit card outstanding amount into fixed monthly installments (EMI). This allows you to pay off large purchases over time instead of paying the full amount at once.
Key Benefits
- Convert large purchases into affordable monthly payments
- Fixed EMI amount for easy budgeting
- Flexible tenure options (typically 3-24 months)
- Better than paying high interest on revolving credit
Frequently Asked Questions
Credit Card EMI (Equated Monthly Installment) allows you to convert large credit card purchases into fixed monthly payments over a period, instead of paying the full amount at once.
Credit card EMI interest rates typically range from 12% to 24% per annum in India, depending on the bank and your credit card type. Some banks offer promotional rates for specific purchases.
Most banks offer credit card EMI with tenure ranging from 3 months to 24 months. Some banks may offer up to 36 months for high-value purchases.
Credit card EMI is convenient for existing credit card users, but personal loans may offer lower interest rates. Compare both options based on interest rates, processing fees, and eligibility.