Calculate Your Gold Loan
Calculate gold loan EMI and plan your gold loan
Loan Details
Adjust the sliders to calculate
Payment Breakdown
Yearly Payment Breakdown
About Gold Loan Calculator
A gold loan calculator helps you estimate your monthly EMI for gold financing. Calculate your gold loan EMI, total interest, and plan your gold loan effectively.
Key Benefits
- Plan your gold loan budget
- Compare different loan options
- Understand total interest payable
- Make informed financing decisions
Frequently Asked Questions
A gold loan is a secured loan where you pledge your gold jewelry or ornaments as collateral. The loan amount is based on the value of gold and LTV (Loan to Value) ratio.
Gold loan interest rates in India typically range from 10% to 24% per annum, depending on the lender, loan amount, and loan tenure.
Most lenders offer 70-80% of the gold value as loan (LTV ratio). The loan amount depends on the current gold price, purity, and weight of your gold.
Gold loans usually have a tenure of 3 months to 3 years, depending on the lender. Some lenders may offer longer tenure options.